Peace of mind for you, lasting security for the people you love.

YOUR ASSIGNED LICENSED AGENT:
Dakota Richardson
Richardson Financial Services
817-319-8509
YOUR ASSIGNED LICENSED AGENT:
Marc Roston
Aeternity Financial Mortgage Protection
(210) 763-1141
Testimonials from our satisfied clients.
"As a single mom, my biggest priority has always been making sure my kids are taken care of—no matter what. The IUL gave me the life insurance coverage I needed, but what surprised me the most was how quickly the cash value started growing. I’m not an investment expert, so having something safe that grows with the market—but never loses money when it drops—has been a blessing. For the first time, I feel like I’m building a real financial foundation for my family."
"Running a business consumed my life for years, and honestly, I neglected my own retirement planning. The IUL helped me catch up in a way traditional plans never could. The tax-free growth and flexibility to pull money out later made it perfect for someone like me. It protects my family today while doubling as a long-term wealth strategy. It’s the first financial product that truly works with my lifestyle, not against it."
"I’m early in my career, but I already knew I wanted to be smarter with my money than my parents were. The IUL opened my eyes. I loved learning that I could grow cash value based on market performance without risking losses when the market drops. Starting young gives me such a head start. It feels amazing knowing I’m setting up future wealth, not just living paycheck to paycheck."
"After serving for decades, stability and security matter more to me now than ever. The IUL has given me both. My wife and I wanted something safe that could help supplement our retirement, and this fit perfectly. The cash value has grown steadily, and the idea of accessing that money tax-free later gives us peace of mind. It’s one of the smartest financial moves we’ve made since leaving the military."
"With three kids, finding something that protects our family and helps with future expenses felt impossible. The IUL changed that. We love that we can build cash value for things like college while still having the security of a death benefit. Even better, using the cash down the road won’t affect financial aid. It’s truly one product solving multiple problems for our family."
"I’ve maxed out my 401(k) and IRA for years, and I needed another smart place to put my money—one that didn’t expose me to unnecessary risk. The IUL has become my favorite wealth-building tool. The upside potential, downside protection, and tax-free income possibilities make it incredibly powerful. I wish I had known about this strategy 20 years ago."
Clear answers to help you make confident insurance decisions.
We work with individuals, families, and small business owners who want to take control of their finances and plan for the future. Whether you’re just starting out, preparing for retirement, or managing complex investments, our advisors can help.
Simply fill out the form above and our producer, Dakota Richardson, will contact you.
Yes — every financial plan we create is tailored to your unique goals, lifestyle, and risk tolerance. We don’t believe in “one-size-fits-all” advice, so you’ll always receive strategies designed just for you.